Checklist. Opening deposit is $50 if opened online or $5 at a bank. Learn how Regions Bank is rated and compare its account fees, customer reviews, and latest bank accounts interest rates. The Regions Bank LifeGreen Checking Account charges a $10 monthly fee. Opening deposit is $50 if opened online or $5 at a bank. All Regions products and services are subject to applicable customer agreements, terms, … See pricing schedule for other requirements. Qualifying first-lien home mortgage loans must be serviced by Regions, must not be past due or in default and do not include home equity loans or home equity lines of credit, or construction, manufactured housing and business loans. If you have a Regions checking account, you can open this savings account with no monthly service fee. You want to earn interest and enjoy the added benefits that a deeper relationship with Regions can provide. All Rights Reserved. The financial institution can choose to cover the payment by advancing funds on the consumer’s behalf, and generally charges a fixed overdraft fee for doing so. To receive this bonus, sign-up for a LifeGreen Checking Account by June 28, 2019. make 10 purchases with a Regions Visa check card and set up direct deposit worth at least $500 into your account within 60 days. ATM fees charged by owners/operators of non-Regions ATMs may apply. A good checking account has minimal fees, deposit insurance, easy access to cash, … $(function () { Regions, the Regions logo and the LifeGreen bike are registered trademarks of Regions Bank. What items do I need to apply for a checking account online? OR 11 Please refer to Pricing Schedule for more details. 3, $5,000 average monthly statement balance in LifeGreen Preferred Checking account Fees may apply to certain products or services available through Online Banking. Content Type: Of the three, the eAccess Account is the easiest to waive the fee on, given the requirements of this bonus, though the LifeGreen Checking account will also work. Have certain qualifying first-lien home mortgage loans in good standing Enrollment in Online Banking with Bill Pay requires eligible Regions accounts. Mobile Banking and Mobile Deposit are subject to separate terms and conditions. Why was I charged a monthly fee for my checking account? Good standing means you are not past due or in default under your credit agreement. The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. What if I don’t remember my Online ID or password? 1 All fields in this section are required $25,000 combined minimum deposit balances from all of your Regions checking, savings, money markets, CDs and IRAs The site that you are entering is operated or controlled by a third party that is unaffiliated with Regions. If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs 9. You can try another zip code Investments, Annuities and Insurance Products. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. 4 The ending balance for any day is the opening balance for the next day. Relationship rates on most CDs for customers who meet the Relationship requirements Appointment Scheduler is provided by TimeTrade© Systems. 5 Submit Zip Code You will, however, have to own a Regions checking account to open a LifeGreen Savings account and meet a minimum opening deposit requirement. The FDIC is an independent agency of the United States government that protects you against the loss of your insured deposits if an FDIC-insured bank or savings association fails. The Monthly Fee on certain checking accounts may not be charged for at least 61 days after account opening even if requirements to waive the Monthly Fee are not met. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. 8 10 Please see our Coronavirus Response page for other ways we can serve you. Enter your zip code to view your local rates* You should consult privacy disclosures at the linked website for further information. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020 The privacy policies and security at the linked website may differ from Regions’ privacy and security policies and procedures. The bank requires an adult to link an account to the teen's checking account. Coronavirus (COVID-19) Information: Your health and safety is our top priority. Order via Online Banking, visit your local branch or call 1-800-734-4667. Article, Content Type: Log in to your Regions online banking account to securely access and manage accounts, pay bills, transfer money and more. Please see our Coronavirus Response page for other ways we can serve you. Learn about the benefits of a Chase checking account online. You can get around it in one of four different ways: Keep at … 5 Questions to Ask Yourself, Spending in Retirement: Your 60s, 70s, and 80s, Option to link your checking account to an eligible Regions funding account for, Service Member Benefit – No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period if you provide your Military ID when opening a Regions checking account or any time afterward, Options to link your checking account to an eligible Regions funding account for, No Regions ATM fee on two ATM transactions at non-Regions ATMs per statement period, Are Not Insured by Any Federal Government Agency, Are Not a Condition of Any Banking Activity. You should consult privacy disclosures at the linked website for further information. $0.00/yr Non-affiliated ATM Usage Fee There is a $3.00 fee each time you use a non-affiliated ATM after 2 uses per statement cycle. We're sorry [zip-code] is outside of our service area If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year).This savings account may be used for overdraft protection. Customer information provided in order to set up this appointment will not be used to update any customer records, and this information will only be used to service this appointment. 10 Relationship rates on most CDs for customers who meet the Relationship requirements $1,500 average monthly balance 2, Any combination of at least 10 Regions CheckCard and/or credit card purchases Select up to 4 accounts to compare Coronavirus (COVID-19) Information: Your health and safety is our top priority. LifeGreen Preferred Checking® With this interest-bearing checking account, you can get a Premium Money Market as long as your LifeGreen Preferred Checking account remains open 50% discount on one Safe Deposit Box with an additional 10% discount for auto debit 10 Relationship rates on most CDs for customers who meet the Relationship requirements 11 Relationship rates on most CDs for customers who meet the Relationship requirements Regions Bank Accounts Cons Fees for keeping paper statements - $10 a month. To enroll in Online Banking, you must either: have a Social Security or Tax Identification Number; or use alternative enrollment procedures available by visiting a branch. $11 with paper statements (without check images), Price varies by style. This fee has been temporarily discontinued pending system modifications. Can I use Quicken or QuickBooks with Online Banking? 11 Furthermore, this account comes with an $18 monthly fee. Other shipping options are available at an additional charge. Linked Account Overdraft Sweep Service: A program that links a BBVA savings, money market, or secondary checking account to cover overdrafts; there is a once-daily $12 fee for transactions Overdraft protection line of credit: The option to link a line of credit (which accrues interest) to cover overdrafts; there is a once-daily $12 fee for transactions [8] 11 You do most of your banking online and prefer using a card instead of writing checks to make purchases. Monthly fees cover the cost of maintaining your checking account and providing account features and services. Discount on qualifying installment loans with payments auto debited from a Regions account Please note that your account statement only shows ending posted balances and an average balance reflected by those ending posted balances. What information do I need to open an account online? Any loan, line of credit, or credit card account sold or transferred by Regions to a third party will not be eligible to satisfy the fee waiver requirement. Enrollment in Online Banking requires eligible Regions accounts. Please refer to the Personal Checking, Money Market, Savings, Time Deposit & IRA Accounts. Enroll today. If you are feeling ill, have tested positive for COVID-19, have been exposed to the virus or have traveled internationally or to any CDC Advisory location, we cannot accommodate a branch visit. Making an appointment is subject to a screening process meant to protect our associates and our customers. 10 Posted to your eAccess Account during the statement period for CheckCard activity and posted in the most recent billing cycle for your credit card account for credit card activity. The Interest Rate and Annual Percentage Yield (APY) are accurate as of: 12/19/2020. Once enrolled, log in and select the Online Statements link in the top navigation under Accounts in order to activate Online Statements. 1 6 How do I change the type of checking account that I have? 7, ACH direct deposit, such as a recurring payroll or government benefit deposit, to your 62+ LifeGreen Checking account (at least one of $300 or more, or a combined amount of $1,000) Yes, your Regions Bank checking accounts are insured up to $250,000 per person by the Federal Deposit Insurance Corporation (FDIC). Regions Bank provides a one-time refund of the paid overdraft or returned-item fee for the first overdraft or returned item that occurs after you open a checking account. Earn rewards through the Regions Cashback Rewards® program with your Regions Visa CheckCard and Online Banking, With this student checking account, you can get a Regions LifeGreen Savings Account ACH direct deposit, such as a recurring payroll or government benefit deposit, of at least $500 single deposit or $1,000 combined deposit, to your LifeGreen Checking account Discount on qualifying installment loans with payments auto debited from a Regions account }); The LifeGreen color is a trademark of Regions Bank. Regions Bank LifeGreen Checking Fees MONTHLY FEE $8 MIN BALANCE TO AVOID MONTHLY FEE $1500 OTHER WAYS TO AVOID MONTHLY FEE Sign up for ACH direct deposit, such as a recurring payroll or government benefit deposit, to your LifeGreen Checking account (at least one of $500 or more, or a combined amount of $1,000) How do I apply for a checking account online? to compare. You must have a valid Social Security Number or Tax Identification Number in order to enroll in Regions Online Banking. The privacy policies and security at the linked website may differ from Regions' privacy and security policies and procedures. $11 with paper statements (without check images), $5 with online statements No Monthly Fee with: 10 Regions card purchases (debit or credit) per statement cycle OTHERWISE $8 per month with Online Statements (optional standard paper statements available for $2 a month) The other 3 types of checking have fees that are higher than $8. This requirement equals either $50 if you open online or $5 if you open the account at a branch and set up an automatic recurring monthly transfer from your Regions checking account. OR Standard bulk delivery is included in the price. How do I enroll in Regions Online Banking? There is no fee to access Online Banking, but fees may apply to certain products and services offered through Online Banking. However, many of our checking accounts offer steps you can take to avoid being assessed a monthly fee, such as maintaining a minimum balance or signing up for direct deposit. Relationship rates on most CDs for customers who meet the Relationship requirements Regions does not monitor the linked website and has no responsibility whatsoever for or control over the content, services or products provided on the linked website. If you set up automated monthly transfers from your checking into this savings, you will earn a 1% annual savings bonus (up to $100/year). The ending balance for any day is the opening balance for the next day. 30% discount on one Safe Deposit Box with an additional 10% discount for auto debit How to Avoid Monthly Fees LifeGreen Business Simple Checking: $5, can be waived with at least $500 in Regions Business CheckCard and/or Business Credit Card purchases Accounts with paper statements pay a $7 monthly fee. You must be at least 18 years of age to use Regions Bill Pay or Zelle®. The LifeGreen color is a trademark of Regions Bank. We will notify you before the fee is reinstated. Compare Chase checking accounts and select the one that best fits your needs. The LifeGreen simple checking account has a $5 monthly fee with online statements. Find out if it's worth opening up an account with this bank. Regions provides links to other websites merely and strictly for your convenience. Discount on qualifying installment loans with payments auto debited from a Regions account An overdraft can occur when consumers spend or withdraw more money from their checking accounts than is available. The Regions Pricing Schedule provides more information about monthly fees for checking accounts. OR Print, If you plan to move within our service area, consider a mortgage or any of our other products that can meet your needs. Account holders can avoid the monthly fee by maintaining a balance of $1,500. 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